Insurance is optional, you will be able to select it during delivery. We strongly encourage you to insure your goods with us at a very attractive rate of 1.5% of the total purchase value. Kindly take note that the insurance will only cover items lost in transit. It would not cover items damaged during transit. Customer must forward the merchant invoice to invoice@vshub.com upon purchasing the item. If you do not provide us at invoice@vshub.com with a declaration of value, it will be at put at zero value.